Yausef Alremaidhi; Azman Mohd Noor, Abdulmajid Obaid Hasan Saleh
Abstract: This study focuses on four main requirements: the economic feasibility study, the provision of guarantees, the types of products, and the necessary experience from the founders. This study followed the descriptive and analytical approach. The questionnaire tool was used in this study to collect data from a sample of (200) employees. The sample of this study was collected from six Kuwaiti Islamic banks. In processing the data emanating from the field studies of the sample community, the researcher relied on the statistical program for the social sciences (SPSS, so statistical methods were used to analyse measures of central tendency, descriptive statistics, Cronbach’s alpha test, linear regression analysis, and simple linear regression analysis). The result of this study confirmed that the contents of the economic feasibility study help obtain financing from the Islamic bank. There is also a statistically significant impact of the requirements for establishing small and medium enterprises from the economic feasibility study, the guarantees provided, the types of products and the experiences of project owners on the decisions to finance these projects from Islamic banks in Kuwait. This study recommends that Kuwaiti Islamic banks pay attention to economic feasibility studies of small and medium enterprises to determine the possibility of their success in the future and reduce the guarantees required for their financing by these banks.
[ FULL TEXT PDF 1-7 ] DOI: 10.30566/ijo-bs/2022.02.81
